Baccarat

Variant played: Punto banco · automatic draws · virtual chips · Version 1.0.0

The essentials to get started

Bet on the hand closest to 9.

Choose your bet

Before the deal, bet on Player, Banker, or Tie. These names refer to the two hands being compared: you do not choose their cards.

Count modulo ten

An Ace is worth 1, face cards and 10 are worth 0. Keep only the last digit of the total. A 7 and an 8 make 5.

Natural

An initial total of 8 or 9 is a natural. In that case, both hands stay on two cards and their totals are compared.

Player third draw

Without a natural, the Player hand draws on a total of 0 to 5 and stands on 6 or 7. Example: 2 + 3 = 5; the third card, 4, brings the total to 9.

Banker's third-card draw

Without a natural, if Player did not draw, Banker draws up to 5. If Player did draw, the decision depends on that third card. Example: Banker at 6 draws when Player’s third card is 6 or 7.

Compare the two hands

After the automatic draws, the closest total to 9 wins. Suits and poker combinations have no effect.

The table guides you through each turn and suggests the legal moves. This guide presents the basic rules; regional variants may differ.